Retirement, Imagined
Guidance for the life you've built — and the years ahead.
A WakePointe Wealth Discovery

Retirement,
Imagined.

Before the plan. Before the numbers. Before the meetings. Start here — with the life you actually want.

6
Sections
~15
Minutes
1
PDF Summary
What You'll Explore
No right or wrong answers. Just the questions most advisors never ask.
01
Your Vision for Retirement
What does a perfect Tuesday look like? What are you most looking forward to — and what's still unresolved?
02
Where & How You'll Live
Who do you want near you — and what do you want your days to actually feel like?
03
Purpose & Contribution
What gives your days meaning when the calendar is finally yours?
04
Legacy & What You'll Leave Behind
What values do you most want to pass on? What do you want the next generation to understand about what you built?
05
Financial Priorities
Social Security, income, healthcare, housing. What needs to be right before retirement begins?
06
Your Three Priorities
Three things, in your own words. This is where a plan becomes personal.
What you discover here is yours to keep.
Securities offered through LPL Financial, Member FINRA/SIPC  ·  wakepointe.com
Couple traveling in retirement
Section 1 of 6
Your Vision for Retirement
The best conversations I have never start with money. They start with what someone actually wants their life to look like. That's where this begins.
"The best retirement conversations I have never start with money. They start with what someone actually wants their life to look like."
Question 1 of 4
01
When you picture retirement, what does a perfect Tuesday look like?
Don't edit yourself. Write what genuinely excites you — not what sounds responsible.
02
What are you most looking forward to as work becomes less central to your days?
Time, relationships, freedom, purpose — or something entirely your own. There's no wrong answer here.
03
How do you imagine staying engaged, healthy, and energized?
Think across all dimensions — physical, mental, social. Select what fits and add anything else below.
Travel & exploration
Physical fitness & sport
Creative pursuits
Learning & education
Family time
Volunteering & giving back
04
What concerns or open questions are still on your mind about this transition?
Naming what's unresolved is often the most useful thing to bring into a planning conversation. Nothing is too small.
Section 2 of 6

Where & How You'll Live

Where you plant yourself shapes almost everything else. These questions explore what home looks like in this next season — and who you want close.

Peaceful lakeside setting
Section 2 of 6
Where & How You'll Live
Home isn't just a location. It's a reflection of how you want to spend your time and who you want near you.
"Most people have spent decades building something. This is the moment to get intentional about what it's all been for."
Question 1 of 3
01
Where do you see yourself living in retirement?
Select everything that resonates, then add any detail below.
Stay in our current home
Downsize — same area
Move closer to family
A second or vacation property
Relocate somewhere new
Still figuring this out
02
Who do you most want to be near — and what role will family play in your day-to-day?
Think about children, grandchildren, aging parents, close friends — whoever matters most.
03
How would you describe the pace and feel of the lifestyle you're aiming for?
This isn't about budget — it's about how you want your days to feel.
Active and on-the-go
Relaxed and intentional
Structured, similar to now
Flexible — I'll see how it unfolds
Section 3 of 6

Purpose & Contribution

What gives your days meaning when the calendar is finally yours?

Volunteering and community
Section 3 of 6
Purpose & Contribution
Research is clear — purpose in retirement isn't a luxury. It's a health strategy. What will give your days real meaning?
"Retirement isn't a finish line. It's the beginning of the chapter you've actually been working toward."
Question 1 of 2
01
Are there causes, communities, or projects you've always wanted more time for?
Volunteering, mentoring, faith communities, creative work, consulting — anything that's felt important but kept getting pushed back.
02
Is part-time work, consulting, or a second act part of your picture — or are you ready for a clean break?
Clean break — fully done
Part-time or consulting
A passion project or second career
Haven't decided yet
Section 4 of 6

Legacy & What You'll Leave Behind

Legacy isn't only about money. It's about what you want the people who love you to carry forward — long after you're gone.

Multi-generational family
Section 4 of 6
Legacy & What You'll Leave Behind
Your legacy is formed by the choices you make today. This section is about intention — not just inheritance.
"Wealth preservation is ultimately a behavioral problem — not a math problem. It starts with knowing what you're preserving it for."
Question 1 of 3
01
What values or lessons do you most want to pass on to those you love?
Hard work, faith, generosity, resilience — whatever has shaped who you are. What do you want them to carry?
02
How do you think about leaving assets to family, causes, or community?
Select what resonates — you can hold multiple intentions at once.
Providing for children & grandchildren
Charitable giving during my lifetime
Charitable giving through my estate
Funding education for grandchildren
Creating shared experiences now
Still thinking this through
03
What do you want the next generation to understand about how you built what you have?
Not just the assets — the story behind them. What's the narrative you want passed down?
Section 5 of 6

Financial Priorities

Now that we've explored the life you want — let's talk about the financial decisions that need to support it.

Couple planning their journey
Section 5 of 6
Financial Priorities
The best financial plan isn't abstract. It's built to serve a clearly defined life. Let's translate what you've shared into the decisions that deserve the most attention.
"The families I work with don't just want a plan. They want to know the plan fits the life they're trying to live."
Question 1 of 3
01
What financial decisions feel most important to get right before retirement begins?
Select everything that applies — then add any detail below.
Social Security timing
Income & cash flow planning
Medicare & healthcare costs
Paying off debt
Housing decisions
Investment & portfolio strategy
Tax planning
Estate & legacy documents
02
Where do you want certainty in retirement — and where are you comfortable with flexibility?
Some people need predictable income above everything else. Others prioritize growth and flexibility. Neither is wrong — it's about what lets you sleep at night.
I need maximum income certainty
A blend — some certainty, some flexibility
Comfortable with flexibility if growth is possible
Not sure yet — let's work through it together
03
What financial concerns are actually on your mind — the ones that keep coming back?
Running out of money, healthcare costs, market swings, caring for a parent — name what's real for you.
Section 6 of 6 — Almost there

One Last Thing

This is the section that tends to matter most. Take a moment to finish your discovery — the summary is almost ready.

Quiet reflection
Section 6 of 6
Your Final Discovery
This is your space. No filter needed. Sometimes the most useful things are the ones that don't fit neatly into any category.
"I'd rather spend an hour understanding someone's life than three hours explaining their portfolio."
Question 1 of 1
01
The three things I want most from retirement are:
Keep it simple. Just the three things that matter most to you right now — no need to justify them.
Retirement, Imagined — Your Summary

The life you've described.

Prepared for you  ·  WakePointe Wealth Advisors  · 

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—
Completed
Your discovery profile
You've shared meaningful context across multiple dimensions of life and planning. This discovery is a strong foundation for a genuinely personal conversation.
Vision
Lifestyle
Legacy
Financial
Section 1
Your Vision for Retirement
Your ideal Tuesday
Most looking forward to
Staying engaged & energized
Open questions about this transition
Section 2
Where & How You'll Live
Where you see yourself
Family & relationships
Lifestyle pace
Section 3
Purpose & Contribution
Causes & communities
Work after retirement
Section 4
Legacy & What You'll Leave Behind
Values to pass on
How you think about leaving assets
The story you want passed down
Section 5
Financial Priorities
Decisions to get right before retirement
Certainty vs. flexibility
Concerns on your mind
Section 6
Your Three Priorities
Your top three priorities
Scott Serfass
Scott Serfass, CFP®, CRPC®, ChFC®, CLU®
Private Wealth Advisor · WakePointe Wealth Advisors
WakePointe works with families who are preparing for retirement and thinking intentionally about what comes next — financially and personally. If what you've shared here resonates, a conversation is a natural next step.
(704) 420-4012  ·  scott.serfass@wakepointe.com  ·  wakepointe.com
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Scott Serfass, CFP®, CRPC®, ChFC®, CLU® · Private Wealth Advisor · WakePointe Wealth Advisors
11215 N. Community House Road, Suite 775 · Charlotte, NC 28277 · (704) 420-4012
Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Independent Advisor Alliance, a registered investment advisor. Independent Advisor Alliance and WakePointe Wealth Advisors are separate entities from LPL Financial. Check the background of your financial professional on FINRA's BrokerCheck.

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